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On-Site Septic System Financial Incentive Programs

Nobles County AG BMP

Nobles County, through the AG BMP Loan Program, offers low interest financing that can be certified by the County Auditor and collected on your property taxes.  The ten (10) year loan has a maximum 3% interest rate plus usual and customary fees charged by the lender.  Maximum loan amount is $15,000.  For further information regarding this program please contact Wayne Smith at 507-295-5322.

Heron Lake Watershed

The Heron Lake Watershed District offers low interest loans for septic system replacement in the Heron Lake Watershed.  The 3 ½%, seven (7) year loan is put on your property as an assessment. Maximum loan amount is $15,000.  For Further information regarding participation in the program please contact Jan Voit at 507-793-2462.

Okabena- Ocheda Watershed

The Okabena-Ocheda Watershed District offers a septic system replacement incentive program for those in the Okabena-Ocheda Watershed.  This program offers 10% up to $500 for system replacements. Land owners must contact the watershed district office before construction begins to qualify for the incentive. Please contact Dan Livdahl at 507-372-8228.

Kanaranzi- Little Rock Watershed

The Kanaranzi-Little Rock Watershed District offers septic system replacement incentive program for those in the Kanaranzi-Little Rock Watershed.  This program offers up $500 for system replacement.  Land owners must contact the watershed district office before construction begins to qualify for the incentive. Please contact Ed Lenz at 507-376-9150 X3.

Rock River Watershed

Residents in the Rock River Watershed have loan options subsidized by the Minnesota Pollution Control Agency (MPCA).  For information on this program contact Nobles County at 507-295-5322.

Other Option

Various banks in Nobles County may also offer low interest loans through the MN Department of Ag BMP program at 3%.  For more information contact your local banker.

To determine what watershed district you are in call Environmental Services at 507-295-5322

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